The GENIUS Act: Stablecoin Regulation and Fintech’s Next Chapter

The U.S. fintech sector is buzzing over a rare bipartisan breakthrough on Capitol Hill. In an era of polarized politics, lawmakers from both parties have found common cause in a piece of legislation with an unlikely name: the GENIUS Act. Formally titled the “Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025,” this bill represents the first stablecoin-focused regulation to advance toward a vote in the U.S. Senate. In plain terms, the GENIUS Act would create federal rules for USD-backed stablecoins – a fast-growing type of digital asset designed to hold a steady value – and in doing so,

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