Global investors aren’t walking away from fintech. They’re rotating into two big bets: autonomous finance and tokenised cash.
The comeback no one is cheering
If you only skimmed headlines over the past two years, you could be forgiven for thinking fintech was yesterday’s trade. Valuations reset, neobanks went quiet, and “AI everything” stole the attention.
Look at the numbers more closely, and a different story appears.
By late October 2025, global fintech funding had already edged past last year’s total: about $28.7bn in 2025 so far, versus $26.3bn in all of 2024,
